Mortgage Story & Blog
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What is Mortgage pre-qualification and Mortgage Pre-approval?



 Down Payments. ​


Lenders  require a down payment of at least 3 percent. Downpayment is tied to the Loan Amount and hence will
varry.


FHA loans (mortgages insured by the Federal Housing Administration) require a down payment of at least 3.5 percent.

San Jose Mortgage Rate

For  all types of  Mortgages - One Stop shop.

Mortgage Underwriting



Mortgage underwriting involves the lender determining the risk of a borrower - if the loan is approved.  Mostly the the 4's C are examined by the Underwriter. 

Special Mortgage Products Part 1

Mortgages for Self-Employed, BK, foreclosure, Low FICO, Interest Only ARM
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